A budget you will actually keep.
Track spending, plan bills and build a cushion. Manual entry by default, optional bank import when you want it.
Free to try. No card required.
Frequently asked questions
Do I have to connect a bank account?
No. Pennywise works fully with manual entries. Bank import is optional and read-only, and you can disconnect it whenever you like.
Can I share a budget with someone?
Yes. Invite a partner or roommate to a shared budget while keeping your personal categories to yourself.
Which currencies are supported?
All major currencies, with daily exchange rates for accounts held in more than one. Totals are shown in the currency you choose.
About Pennywise
Money is easier to manage when you can see it. The app gives every category a bar, every bill a date and every goal a finish line, so the state of the month is obvious at a glance. Shared budgets let two people plan together without mixing personal spending, and multi-currency support keeps totals correct for accounts abroad. Your data is stored encrypted and can be exported as a spreadsheet at any time.
What you get
Savings goals
Round up spare change or set a fixed amount. Either way the goal moves every month without you thinking about it.
Log in three taps
Add an expense from a widget or a notification right after you pay, before you forget what it was for.
Envelopes for everything
Move money between envelopes when plans change, and see instantly how the rest of the month is affected.
Never miss a bill
Recurring bills are detected and tracked, and you get a reminder before each one goes out.
How it works
- 1Add your regular income and recurring costs.
- 2Set limits for the categories you choose.
- 3Log spending as it happens.
- 4Check the summary and adjust next month.